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Answer: (D) 45 years
Explanation
The son's present age S is calculated from the condition that he will be 15 years old after 3 years, so S = 15 - 3 = 12 years. According to the problem, the man is four times as old as his son, which makes the man's present age M = 4 × 12 = 48 years. Since the man is 3 years older than his wife W, we have M = W + 3. Substituting the man's age, 48 = W + 3, which gives the wife's present age as W = 48 - 3 = 45 years.