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રાજ્યવ્યવસ્થા અને શાસનGS2
GS2

MoHUA reviews affordable housing projects under PMAY-U 2.0

Source:PIB ↗

આ શા માટે મહત્વનું છે

PMAY-U 2.0 is a flagship central scheme addressing urban housing shortages, poverty alleviation, and inclusive city development. Tracking CSMC decisions provides concrete insights into policy execution, federal cooperation, and urban welfare governance.

સારાંશ

The Secretary, Department of Urban Development, Ministry of Housing and Urban Affairs (MoHUA), chaired the 10th meeting of the Central Sanctioning and Monitoring Committee (CSMC) under Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0). The meeting focused on reviewing and approving housing projects submitted by States and UTs to ensure affordable housing access for the urban poor, EWS, LIG, and MIG segments, aligning with the broader goal of inclusive urban development.

મુખ્ય મુદ્દા

  • The Secretary, Department of Urban Development, MoHUA chaired the 10th meeting of the Central Sanctioning and Monitoring Committee (CSMC) under PMAY-U 2.0.
  • PMAY-U 2.0 focuses on providing affordable housing solutions to urban poor and middle-class families, including EWS, LIG, and MIG categories.
  • The meeting reviewed project proposals submitted by various States/UTs for financial assistance and accelerated construction of affordable houses.
  • Emphasized quality control, timely execution, and leveraging modern construction technologies for sustainable urban housing development.

મહત્વપૂર્ણ શબ્દો

Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0)

A flagship government scheme aimed at providing affordable housing to urban poor, EWS, LIG, and MIG families, supporting construction, purchase, and rental housing across India.

UPSC context

Important for GS Paper II (Welfare Schemes) and GS Paper III (Inclusive Urbanization and Housing Poverty).

Source
Ministry of Housing and Urban Affairs (MoHUA)

The nodal central ministry responsible for formulating policies, coordinating programs, and overseeing matters related to housing and urban development in India.

UPSC context

Relevant for GS Paper II (Government Policies & Interventions) and governance of urban infrastructure.

Source
Central Sanctioning and Monitoring Committee (CSMC)

The apex decision-making body chaired by the MoHUA Secretary, responsible for reviewing, evaluating, and approving housing projects submitted by States and UTs under PMAY-U.

UPSC context

Tested in GS Paper II/III under institutional mechanisms for welfare scheme implementation and monitoring.

Source

પ્રિલિમ્સ ટ્રેપ

PMAY-U 2.0 is exclusively meant for Economically Weaker Section (EWS) and Low Income Group (LIG) urban families.

PMAY-U 2.0 is often incorrectly believed to be restricted only to EWS and LIG categories, missing its expansion to the Middle Income Group (MIG).

સંલગ્ન સ્થિર ખ્યાલો

Social Sector Schemes & Urban Development

What are the target beneficiary groups and key verticals under Pradhan Mantri Awas Yojana-Urban (PMAY-U)?

  • Beneficiary Categories: Target Groups: Covers Economically Weaker Sections (EWS), Low Income Group (LIG), and recently expanded to Middle Income Group (MIG) under PMAY-U 2.0.
  • Implementation Verticals: Key Verticals: Beneficiary-led Construction (BLC), Affordable Housing in Partnership (AHP), In-Situ Slum Redevelopment (ISSR), and Credit Linked Subsidy Scheme (CLSS).
  • Ownership Norms: Women Empowerment: Mandatory female ownership or joint ownership with the male head of the household to promote gender parity.

આંતર-વિષય પેટર્ન

  • Urban Housing + Women Property Rights

    PMAY-U's women empowerment mandate (joint/sole female ownership) directly connects social welfare legislation with urban property rights and financial inclusion.

PMAY-U 2.0 expansion to MIG and female ownership mandates will likely feature in a statement-based prelims question.

સંલગ્ન PYQ · 3

સંલગ્ન PYQ · 3

  • 2025PrelimsGS1

    Consider the following statements about 'PM Surya Ghar Muft Bijli Yojana': I. It targets installation of one crore solar rooftop panels in the residential sector. II. The Ministry of New and Renewable Energy aims to impart training on installation, operation, maintenance and repairs of solar rooftop systems at grassroot levels. III. It aims to create more than three lakhs skilled manpower through fresh skilling, and up-skilling, under scheme component of capacity building. Which of the statements given above are correct?

  • 2015PrelimsGS1

    'Pradhan Mantri Jan-Dhan Yojana' has been launched for

  • 2024PrelimsGS1

    With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements : 1. The entry age group for enrolment in the scheme is 21 to 40 years. 2. Age specific contribution shall be made by the beneficiary. 3. Each subscriber under the scheme shall receive a minimum pension of ₹ 3,000 per month after attaining the age of 60 years. 4. Family pension is applicable to the spouse and unmarried daughters. Which of the statements given above is/are correct?