Current Affairs

Pradhan Mantri Awas Yojana Gramin Housing Scheme Distribution

Source:PIB ↗

কেন এটি গুরুত্বপূর্ণ

The relaxation of PMAY-G norms represents an evolution in poverty-targeting metrics, recognizing that minor assets (like two-wheelers) do not negate the need for housing assistance. Furthermore, the Viksit Bharat-G RAM G Yojana operationalizes the constitutional mandate of decentralized planning, shifting decision-making from state capitals to Gram Panchayats. For GS3, the article provides concrete data on fertilizer subsidies (urea pricing) and highlights critical upcoming regulatory reforms in the agricultural input sector (Seed and Pesticide laws).

সারসংক্ষেপ

Union Minister Shri Shivraj Singh Chouhan distributed approval letters for 2.89 lakh pucca houses worth ₹3,473 crore under PMAY-G in Rajasthan, while announcing crucial relaxations in the scheme's eligibility criteria to include two-wheeler owners and small farmers. The visit highlighted a strong push for grassroots decentralization through the Viksit Bharat-G RAM G Yojana, empowering Gram Panchayats to drive local development. Additionally, the government emphasized its commitment to women's empowerment by doubling the Lakhpati Didi target for the state and pledged to protect farmers through continued urea subsidies and upcoming stringent legislations against substandard seeds and pesticides.

মূল বিষয়

  • The government introduced major relaxations to the PMAY-G eligibility criteria, allowing families with two-wheelers, women earning up to ₹15,000/month, and small farmers (up to 5 acres unirrigated or 2.5 acres irrigated land) to qualify for rural housing.
  • The Lakhpati Didi initiative target in Rajasthan has been doubled from 16 lakh to 32 lakh women to promote self-reliance and entrepreneurship.
  • Under the new Viksit Bharat-G RAM G Yojana, decentralization is prioritized; local Panchayats will formulate their own development plans with an expected annual fund of ₹80 lakh per Panchayat.
  • The government continues to heavily subsidize urea, providing it to farmers at ₹266 per bag despite the actual market/import cost being around ₹3,000 per bag.
  • New, stringent Seed and Pesticide Legislations will be introduced in Parliament to penalize the sale of fake and substandard agricultural inputs.

গুরুত্বপূর্ণ শব্দ

Viksit Bharat-G RAM G Yojana

A statutory rural employment scheme effective July 2026, replacing MGNREGA. It guarantees 125 days of unskilled manual wage employment per financial year, emphasizing durable asset creation, digital transparency, and climate-resilient local planning.

UPSC context

GS II & III: Social security, inclusive growth, and devolution of planning. Tests understanding of welfare policy shifts.

Source
Pradhan Mantri Awas Yojana-Gramin (PMAY-G)

A flagship centrally sponsored housing scheme aimed at providing a pucca house with basic amenities to all houseless households and those living in dilapidated/kutcha houses in rural India.

UPSC context

GS II: Welfare schemes for vulnerable sections. Tests knowledge of social infrastructure and rural poverty alleviation.

Source
Lakhpati Didi

An initiative under DAY-NRLM aiming to enable women members of rural Self-Help Groups (SHGs) to achieve a sustainable annual household income of at least ₹1,00,000 through skill development and training.

UPSC context

GS II: Social sector schemes, women empowerment, and SHGs. Tests strategies for rural financial inclusion.

Source
Pradhan Mantri Rashtriya Krishi Vikas Yojana (PM-RKVY)

A Centrally Sponsored Scheme of the Ministry of Agriculture that incentivizes states to execute tailored agricultural plans, promoting organic farming, sustainable productivity, and post-harvest infrastructure development.

UPSC context

GS III: Farm subsidies and agricultural development. Tests understanding of state-level decentralized planning in agriculture.

Source
Gram Panchayats

The primary, village-level tier of India's three-tier Panchayati Raj System, constitutionally mandated to prepare local development plans, manage grassroots resources, and implement social justice programs.

UPSC context

GS II: Devolution of powers and finances to local levels. Tests understanding of decentralized democratic governance.

Source

প্রিলিমস ফাঁদ

Ownership of any motorized vehicle or possessing any electronic home appliance automatically disqualifies a household from PMAY-G.

Under the relaxed eligibility rules, owning a two-wheeler, a refrigerator, or having a woman earning up to Rs 15,000/month no longer excludes a household. Only motorized 3/4-wheelers or heavy equipment trigger automatic exclusion.

সংযুক্ত স্থির ধারণা

Economy - Agriculture and Subsidies

How does the statutory pricing of Urea differ from Non-Urea (P&K) fertilizers in India?

  • Urea Price Control: The government fixes the Maximum Retail Price (MRP) of urea administratively, absorbing the variable production/import cost gap as a direct subsidy.
  • Non-Urea Regime: Governed by the Nutrient-Based Subsidy (NBS) scheme since 2010, where a fixed per-kg subsidy is announced for nutrients (N, P, K, S) while retail prices are market-determined.
  • DBT Mechanism: Fertilizer subsidies are released to manufacturing companies only after the actual sale to farmers is recorded through biometric Aadhaar-enabled Point of Sale (PoS) devices.
Polity - Local Self-Government

What are the constitutional requirements for decentralized local planning?

  • Article 243G planning: Article 243G empowers Panchayats to prepare and implement schemes for economic development and social justice, utilizing subjects listed under the Eleventh Schedule.
  • District Planning Committees: Article 243ZD mandates the creation of District Planning Committees (DPCs) to consolidate draft development plans prepared by Panchayats and Municipalities into a draft district plan.

আন্তঃবিষয় প্যাটার্ন

  • MGNREGA replacement + National logistics planning

    The transition from MGNREGA to the VB-G RAM G Act, 2025 increases wage guarantees to 125 days while linking decentralized village plans directly to national spatial platforms like PM Gati Shakti.

  • Fertilizer pricing + Soil health dynamics

    Artificial price distortion from massive direct urea subsidies continues to skew the ideal 4:2:1 NPK ratio, causing groundwater contamination and severe soil degradation across major agricultural states.

The replacement of MGNREGA by the VB-G RAM G Act, 2025, is a major policy shift highly likely to feature in Mains GS-2/GS-3.

সংযুক্ত PYQ · 4

সংযুক্ত PYQ · 4

  • 2023MainsGS3

    What are the direct and indirect subsidies provided to farm sector in India? Discuss the issues raised by the World Trade Organization (WTO) in relation to agricultural subsidies.

  • 2017MainsGS3

    How do subsidies affect the cropping pattern, crop diversity and economy of farmers? What is the significance of crop insurance, minimum support price and food processing for small and marginal farmers?

  • 2024MainsGS2

    Analyse the role of local bodies in providing good governance at local level and bring out the pros and cons merging the rural local bodies with the urban local bodies.

  • 2022MainsGS2

    To what extent, in your opinion, has the decentralisation of power in India changed the governance landscape at the grassroots?