DAY NULM and Women Livelihood Mission Financing
Source:Indian Express ↗
આ શા માટે મહત્વનું છે
It deals with the financing and ground-level execution of key central welfare schemes aimed at urban poverty alleviation and women empowerment through SHGs, making it core to GS Paper 2 governance and social justice syllabus.
સારાંશ
The article discusses the crucial role of funds in sustaining women livelihood missions under the Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) across states like Tamil Nadu, Karnataka, Maharashtra, and Madhya Pradesh, focusing on poverty alleviation, self-help group strengthening, and women empowerment.
મુખ્ય મુદ્દા
- Adequate funding and resource allocation are essential for sustaining women livelihood missions such as DAY-NULM across major states like Tamil Nadu, Karnataka, Maharashtra, and Madhya Pradesh.
- The mission focuses on mobilizing urban poor women into Self-Help Groups (SHGs), providing skill training, and facilitating micro-credit access for sustainable livelihoods and poverty reduction.
- Effective implementation highlights the convergence of central and state efforts in addressing urban poverty and enhancing female labour force participation and financial inclusion.
મહત્વપૂર્ણ શબ્દો
Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)
A flagship centrally sponsored scheme aimed at reducing urban poverty by organizing urban poor into self-help groups, providing skill training, financial assistance, and supporting micro-enterprises and urban street vendors.
UPSC context
GS Paper II (Welfare Schemes for Vulnerable Sections) and GS Paper III (Poverty and Development). Tests knowledge of urban poverty alleviation policies.
Ministry of Housing and Urban Affairs
The central government ministry responsible for formulating policies, coordinating programs, and overseeing urban development, housing, and poverty alleviation initiatives in India, including DAY-NULM.
UPSC context
GS Paper II (Governance and Government Policies). Tests understanding of institutional frameworks handling urban infrastructure and welfare.
સંલગ્ન સ્થિર ખ્યાલો
What are the core components and funding pattern of DAY-NULM?
- Central Sponsorship: Centrally Sponsored Scheme implemented by the Ministry of Housing and Urban Affairs to reduce urban poverty through self-help groups.
- Funding Pattern: Funding is shared between Centre and States typically on a 60:40 ratio (90:10 for North-Eastern and Himalayan states).
- Core Components: Key components include SEP (Self-Employment Programme), SMID (Support to Urban Street Vendors), and social mobilization of women.
આંતર-વિષય પેટર્ન
Urban Livelihoods & Rural NRLM Convergence
DAY-NULM's multi-tiered SHG federation structure mirrors rural DAY-NRLM, creating a unified institutional architecture for both rural and urban poverty alleviation strategies in UPSC mains answers.
DAY-NULM & Priority Sector Lending Linkage
Interest subvention provisions under DAY-NULM intersect with Priority Sector Lending (PSL) mandates for banks, linking urban poverty schemes with banking sector obligations.
DAY-NULM component-based questions (SEP, SMID, revolving funds) or urban SHG federations frequently feature in Prelims matching lists.
સંલગ્ન PYQ · 1
સંલગ્ન PYQ · 1
- 2020MainsGS2
Micro-Finance as an anti-poverty vaccine, is aimed at asset creation and income security of the rural poor in India". Evaluate the role of the Self Help Groups in achieving the twin objectives along with empowering women in rural India.
