DAY-NULM empowers urban women through self-help groups
Source:Indian Express ↗
ఇది ఎందుకు ముఖ్యం
Understanding urban poverty alleviation frameworks like DAY-NULM and the role of SHGs is essential for GS2 (Welfare schemes, Vulnerable sections) and GS3 (Inclusive growth, Employment).
సారాంశం
The article discusses the significance of the Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) and its pivotal role in empowering women through Self-Help Groups (SHGs) to address urban poverty, enhance livelihoods, and promote financial inclusion in urban areas.
ముఖ్య అంశాలు
- Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) plays a critical role in tackling urban poverty by fostering women Self-Help Groups (SHGs).
- Empowerment of urban women through financial inclusion, skill development, and entrepreneurship opportunities.
- Addressing the unique challenges of urban poverty, migration, and livelihood security in Indian cities.
ముఖ్యమైన పదాలు
Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)
A flagship centrally sponsored scheme by the Ministry of Housing and Urban Affairs aimed at reducing urban poverty by building strong grassroots institutions like Self-Help Groups, providing skill training, and promoting self-employment.
UPSC context
UPSC GS Paper II & III: Important government schemes, poverty alleviation, urban developmental issues, and inclusive growth.
Self-Help Groups (SHGs)
Informal grassroots financial cooperatives, predominantly formed by women in urban areas under DAY-NULM to foster savings, micro-credit access, entrepreneurship, and financial inclusion.
UPSC context
UPSC GS Paper II: Role of SHGs, women empowerment, microfinance, and institutional mechanisms for poverty reduction.
ప్రిలిమ్స్ ఉచ్చు
DAY-NULM is implemented by the Ministry of Rural Development across all rural and urban settlements in India.
Aspirants often assume DAY-NULM covers all rural and urban areas or is implemented by the Ministry of Rural Development, confusing it with DAY-NRLM.
అనుసంధానమైన స్థిర భావనలు
What are the core components and implementing ministries of DAY-NULM and DAY-NRLM?
- Ministry NULM: DAY-NULM is implemented by the Ministry of Housing and Urban Affairs (MoHUA) focusing on urban poor households and street vendors.
- Ministry NRLM: DAY-NRLM is implemented by the Ministry of Rural Development (MoRD) focusing on rural women SHG federations and village livelihoods.
- Core Strategy: Both missions leverage community-based institutions, financial inclusion, and interest subvention to alleviate multi-dimensional poverty.
అంతర-అంశ నమూనాలు
DAY-NULM + 74th Constitutional Amendment Act
Urban poverty alleviation under DAY-NULM intersects with urban governance mandates under the 74th Constitutional Amendment Act and municipal revenue-raising challenges.
Women SHGs + Priority Sector Lending
Financial inclusion of women SHGs through interest subvention ties directly into RBI's priority sector lending (PSL) architecture and the National Rural/Urban Livelihoods missions.
DAY-NULM eligibility, interest subventions, and convergence with urban homeless shelters are high-yield areas for UPSC Prelims statements.
అనుసంధాన PYQలు · 2
అనుసంధాన PYQలు · 2
- 2020MainsGS2
Micro-Finance as an anti-poverty vaccine, is aimed at asset creation and income security of the rural poor in India". Evaluate the role of the Self Help Groups in achieving the twin objectives along with empowering women in rural India.
- 2015MainsGS2
The Self-Help Group (SHG) Bank Linkage Programme (SBLP), which is India's own innovation, has proved to be one of the most effective poverty alleviation and women empowerment programmes. Elucidate.
