Uttar Pradesh Approves New Urban Housing Projects Under PMAY
Source:the-print ↗
Why It Matters
UPPSC frequently tests candidates on the implementation details, beneficiary components, and state-level statistics of flagship central schemes like PMAY, making these specific housing approval figures highly relevant for state-specific current affairs.
Summary
The Uttar Pradesh State Level Sanctioning and Monitoring Committee (SLSMC) has approved the construction of 73,184 new houses across 137 urban local bodies under the Beneficiary-Led Construction (BLC) component of the Pradhan Mantri Awas Yojana-Urban (PMAY-U) 2.0.
Key Points
- The Uttar Pradesh government approved the construction of 73,184 new houses under the PMAY-Urban 2.0 scheme.
- These houses were sanctioned under the beneficiary-led individual house construction (BLC) component across 137 urban local bodies.
- The total number of houses sanctioned under the BLC component in UP has now reached 4,88,526.
- The approval was granted by the State Level Sanctioning and Monitoring Committee (SLSMC), chaired by Chief Secretary S P Goyal.
Important Terms
Pradhan Mantri Awas Yojana-Urban (PMAY-U) 2.0
A revamped central scheme (2024-2029) ensuring housing for 1 crore urban poor and middle-class families. It provides financial subsidies for constructing, purchasing, or renting homes across EWS, LIG, and MIG categories.
UPSC context
GS-2 (Welfare Schemes) & GS-3 (Urbanization). Tests knowledge of housing policies, urban poverty alleviation, and scheme eligibility criteria.
Beneficiary-Led Construction (BLC)
A core component of PMAY-U 2.0 providing central financial assistance (up to ₹2.5 lakh) directly to eligible Economically Weaker Section (EWS) families to build or upgrade pucca houses on their own land.
UPSC context
GS-2 (Welfare Schemes). Important for understanding Direct Benefit Transfer (DBT) mechanisms, decentralised execution, and beneficiary empowerment.
State Level Sanctioning and Monitoring Committee (SLSMC)
An inter-departmental committee chaired by the state's Chief Secretary. It approves PMAY-U project proposals, validates beneficiary lists, and monitors scheme implementation before forwarding them for central assistance.
UPSC context
GS-2 (Governance). Illustrates cooperative federalism and the institutional architecture for executing Centrally Sponsored Schemes at the state level.
State Urban Development Agency (SUDA)
The nodal state-level agency in Uttar Pradesh responsible for executing, funding, and monitoring urban development missions like PMAY-U, DAY-NULM, and Smart Cities across urban local bodies.
UPSC context
GS-2 (Governance). Crucial for understanding state-specific administrative machinery, local governance, and decentralised policy execution.
Prelims Trap
PMAY-U 2.0 is entirely a Centrally Sponsored Scheme restricted solely to BPL and EWS families.
PMAY-U 2.0 also covers Low (LIG) and Middle-Income Groups (MIG). Additionally, while broadly Centrally Sponsored, its Interest Subsidy Scheme (ISS) is a Central Sector Scheme.
Static Concepts Connected
How do Central Sector Schemes differ from Centrally Sponsored Schemes?
- Funding Structure: Central Sector schemes are 100% funded by the Union; Centrally Sponsored schemes are co-funded by the Union and States (often 60:40 or 90:10).
- Implementation Agency: Central Sector schemes are implemented by central agencies, whereas Centrally Sponsored Schemes are directly executed by respective state governments.
What are the core delivery verticals of the PMAY-Urban framework?
- BLC Component: Beneficiary-Led Construction (BLC) provides direct financial assistance to EWS families to build houses on their own vacant land.
- Interest Subsidy: The Interest Subsidy Scheme (ISS) offers upfront subvention on home loans for EWS, LIG, and MIG families.
- Rental Housing: Affordable Rental Housing (ARH) utilizes PPPs and vacant government units to provide housing for migrant workers and the urban homeless.
Cross-Topic Patterns
Social Welfare + Infrastructure PPPs
PMAY-U 2.0's Affordable Rental Housing component relies heavily on Public-Private Partnerships, explicitly bridging GS-2 vulnerable sector schemes with GS-3 infrastructure financing models.
Urban Housing + Internal Migration
The scheme's inclusion of rental housing for migrants addresses the exact structural policy gap exposed by reverse migration during the pandemic, a highly testable theme for GS-1 Society.
Expect a 2026 Prelims trap parsing PMAY-U 2.0's funding model, specifically targeting the Central Sector nature of its ISS vertical.
Linked PYQs · 3
Linked PYQs · 3
- 2016UPPSC_PRELIMSGS1
Time span of 'Pradhan Mantri Awas Yojana' is
- 2023UPPSC_PRELIMSGS1
Which of the following scheme/s is/are related to Uttar Pradesh? (1) Anuthee Uphar Scheme (2) Matra Shakti Udyamita Scheme (3) Kaushalya Matritva Scheme (4) Stree Nidhi Scheme Select the 'correct' answer using the code given below -
- 2021UPPSC_PRELIMSGS1
Which of the following Schemes in Uttar Pradesh were introduced in Budget of 2021-22? I. Atmanirbhar Krishak Samanvit Vikas Yojna II. Mukhya Mantri Saksham Suposhan Yojna III. Mukhya Mantri Pravasi Shramik Udyamita Vikas Yojna IV. Yuva Udyamita Vikas Abhiyan Select the correct answer from the codes given below.
